Tax Planning for Landlords & Property Investors

Whether you own a single rental property or a growing portfolio, the right tax strategy can significantly boost your returns. At Strix Accountancy, we help landlords and property investors minimise tax, stay compliant and plan confidently for the future.

Keep More Profit. Reduce Your Risk. Build Long-Term Wealth.

Property tax rules in the UK are complex—and they change frequently. From allowable expenses to mortgage interest restrictions, capital gains and incorporation, landlords face a unique set of challenges. We provide clear guidance, proactive planning and tailored advice to help you structure your property income in the most tax-efficient way possible.

Specialist Tax Support for Landlords & Property Investors

No two property portfolios are the same. We help you maximise returns and stay ahead of HMRC requirements with strategic, reliable support.

Income Tax & Allowable Expenses

Make the most of the reliefs available to you, including:

Repairs, maintenance and property running costs
Domestic items relief (furniture & appliances)
Service charges and ground rent
Agent fees, insurance and accountancy costs
Mileage and travel (where allowable)
We ensure your property accounts are accurate and fully optimised.

Section 24 & Mortgage Interest Relief Advice

Mortgage interest rules have changed drastically for landlords. We help you:

Understand how Section 24 affects your tax bill
Decide whether incorporating your portfolio could save tax
Assess the long-term impact on profitability
Plan ahead to avoid unexpected surprises

Capital Gains Tax (CGT) Planning

When selling or transferring property, we support you with:

CGT calculations and forecasts
60-day reporting requirements
Use of annual exemptions and losses
Strategies to reduce CGT exposure
The right planning can save thousands when restructuring or selling.

Limited Company vs Personal Ownership

We guide you through the pros and cons of holding property:

Personally as an individual
Through a limited company
Through an SPV (Special Purpose Vehicle)
We assess your long-term goals, income, mortgage options and tax implications to help you make the best decision.

VAT Considerations for Property

For developers and commercial landlords, VAT can become complex. We provide support with:

VAT registration
Opt-to-tax queries
VAT on renovations, conversions and developments
VAT returns and compliance

Making Tax Digital (MTD) for Landlords

HMRC is shifting property income to quarterly digital reporting. We help you:

Move to compatible cloud-accounting systems
Maintain digital records
Stay compliant with MTD rules

Build Your Property Wealth with Smart Tax Planning

Whether you’re expanding your portfolio or managing long-term investments, we’ll help you maximise profit and reduce tax. Book your free consultation today.

Why Choose Strix Accountancy?

ICAEW Chartered & Regulated – Work with fully certified accountants who uphold the highest standards of accuracy, compliance, and professionalism.

Fixed, Transparent Pricing – We believe in honesty—no hidden charges, just clear and affordable pricing tailored to your needs.

Tax Efficiency Focus – Our proactive approach helps you reduce tax liabilities and make the most of your income, ensuring your business stays as profitable as possible.

Cloud-Based Accounting – We use cutting-edge tools like Xero, QuickBooks, and FreeAgent to give you real-time access to your accounts—anytime, anywhere.

Business Growth Experts – We do more than crunch numbers. With a deep understanding of business, we support your long-term goals and help you scale with confidence.

Why Choose an ICAEW Chartered Accountant?

Regulated & Trusted – We follow strict professional and ethical codes.
Expert Financial Guidance – Strategic advice tailored to your business needs.
Compliance & Accuracy – Assurance that your finances are managed correctly.
Proactive Business Support – Helping you grow with informed financial decisions

With Strix Accountancy, you’re in safe hands—expertly managed accounts, full compliance, and financial clarity.

Frequently Asked Questions

Why should I choose a specialist care home accountant?

A specialist accountant understands the complexities of care home finances — from CQC compliance to staff costs and sector-specific tax reliefs — ensuring your business stays compliant and financially strong.

Do you work with both small and large care homes?

Yes, we support independent care homes as well as multi-site operators across the West Midlands, offering scalable solutions for every size and structure.

Can you help with payroll and pensions for my care staff?

Absolutely. We provide full payroll management, including PAYE, pension auto-enrolment, and RTI submissions, so you can save time and avoid costly errors.

What makes Strix Accountancy different?

We’re not just accountants — we’re sector specialists who understand the financial challenges unique to the care industry. Our advice goes beyond compliance, helping you plan, grow, and thrive.