A Clear Breakdown of NHS & GP Pay Bands
NHS Doctor Pay Bands
octors employed directly by the NHS follow a structured pay scale, which increases with seniority:
➤ Foundation Doctors (FY1 – FY2)
£32,398 to £37,303 per year
Includes basic salary plus uplifts for unsocial hours
➤ Specialty Training (ST1 – ST8)
£43,923 to £63,152 depending on stage
Additional pay for on-call duties and overnight shifts
➤ Consultants
Start from £93,666, rising to £126,281
Can earn more through private work or Clinical Excellence Awards
Additional Income Sources for Doctors
Many UK doctors supplement their base salary with:
- Out-of-hours or weekend shifts
- Private patient consultations
- Teaching or mentoring income
- NHS incentive payments
- Research grants or CCG-funded projects
nvestment or rental income
At Strix, we help you manage all income streams with accurate bookkeeping and tax efficiency.
Why Choose Our Specialist GP Tax Return Support?
Salaried Doctor
GP Partner
Locum GP
NHS Pension Scheme
- Proactive tax projections: Quarterly or annual forecasting enables optimized liability management and smarter timing of expenses and investments
- Practice structure optimization: From partnerships to limited company setups, we guide you to the most tax-efficient and compliant structure
- Capital Gains & Property Planning: If you buy or sell surgery premises or office property, we help structure the transaction to minimize CGT and consider Entrepreneur’s Relief
Why Understanding Salary Structure Matters
Helps plan for tax, pension, and savings
Informs locums and partners how to set fair pay rates
Prevents underpayment or overpayment of tax
Ensures full use of deductible expenses
Supports financial clarity and practice growth
Rentals & Accidental Landlords
Many GPs earn rental income—often unintentionally. We support:
- Rental property income reporting
- Income‑splitting strategies (e.g., spouse/civil partner)
- Landlord relief and capital gains support
